Cooperativism and the Democratization of Capitalism: Performance of the Business Segments Credit Unions and Banks in Brazil

This article presents the results of an empirical research investigating economic and financial information business segments Credit Cooperatives Banks in Brazil’s industry, from 2014 to 2018, with purpose assessing which two has more productivity performance enables a contribution democratization capitalism, based on specific indicators. unions are anchors for social economy, they operate hybrid model that simultaneously fulfills requirements secondary tertiary sectors economy. institutions characterized as belonging sector The methodology is positivist non-parametric, supported by linear equations calculating sample made up 50 largest credit banks, classified according criterion each institution’s asset value, represents 28.5% 89.2% aggregate segment, respectively. obtained present robust evidence segment operates at higher level productivity, contributes capitalism. contributions this paper relevant literature, can aid future investigations, applications diversity.